ADMISSIONS Insurance and Financing

We make treatment possible.
In-network with 30 major providers.

Call: 1 (831) 372-4366


We know how confusing the insurance process can be. Our admissions staff are here to guide you through this process. We want to reduce any unnecessary stress and let you focus on treatment and recovery. Once you give us permission to communicate directly with your provider, our admissions professionals verify your insurance, work to help you maximize you available benefits, and ensure you receive the level of treatment appropriate to your policy.

With your permission, our team collaborates with referring providers, employee assistance professionals, and court or legal professionals to help you access your benefits and begin treatment. You may also be eligible for disability benefits while in treatment. We can help you research, determine eligibility, and access those benefits at your request.


Beacon House is in-network with nearly thirty commercial insurance providers. Below is a partial listing of some of the many health plans that contract with Beacon House as an in-network provider. We are also able to work with other insurance plans not listed here if you have out of network benefits for addiction treatment.

  • Aetna
  • APS Healthcare
  • Anthem Blue Cross of California
  • Aspire
  • Avante
  • Blue Cross/Blue Shield out of State
  • Cigna
  • Claremont EAP
  • Coastal
  • Community Health Plan/Community Hospital of the Monterey Peninsula (CHOMP)
  • First Health
  • Halcyon Behavioral, INC
  • Health Net
  • HMC Healthworks
  • HMSA
  • Holman Group
  • Human Behavior Associates
  • Interplan Health Group
  • Longshore & Warehouse Union
  • Magellan
  • MHN
  • MultiPlan
  • Networks By Design
  • Pacific Health Alliance
  • Premera
  • Teamsters
  • Value Options/ Beacon Health Option

**United Health/United Behavioral Health (with out of network benefits for both residential and outpatient)

*All services are subject to benefit coverage, authorization, and eligibility

If your health benefit plan does not appear on the list above, please gives us a call to double-check. Plans may appear under a different carrier or name, and in some instances, we may be able to arrange a special case approval.



Our fees include all addiction treatment services and modalities, room and board for our residential program, and meals and snacks for our partial hospitalization program. There are no hidden or separately billed services. Additional costs may include physician clearance/evaluation, pharmaceutical needs, or laboratory co-pays, if applicable. Any unexpected non-addiction treatment or medical needs that cannot wait until after treatment are billed separately and handled on a case by case basis.

Please call us today for our current daily fees.


In addition to working with commercial insurance providers, Beacon House accepts private payment for treatment at all levels of care.

We realize the cost of quality treatment can present a significant barrier to many people who truly need our services. In order to make treatment available to as many people as possible, we partner with Prosper Healthcare Lending to help find a payment solution that meets your needs.

You can apply for financing online and receive instant pre-approval. Prosper Healthcare Lending also has lending representatives available to answer questions and walk you through the application process.


Click the button below and enter provider number 003933 to access the Prosper Healthcare Lending online application. There are also step-by-step instructions provided on this page to walk you through the process of applying for Drug and Alcohol rehab financing at Beacon House.


Step 1: After clicking the image above to apply online for financing for treatment, select the program that fits you best:
Step 2: Enter your information into the form as accurately as possible. Then check the box stating you’ve read and agreed to all terms and conditions, and click “Submit.”
Step 3: If you’re approved, this screen will appear. Click “View Pre-Approval” to review your loan terms.
Step 4: Review the terms of your loan on this page. You can adjust the options to meet your needs. Once you’re satisfied with the terms, you can complete your loan application process.
Step 5: You will be contacted as soon as your application is reviewed for accuracy and your loan has been funded by the bank. Once your loan is funded, the funds for treatment at Beacon House will appear in your bank account within 24 hours.
If you prefer to speak to a lending agent prior to applying, you can contact the Prosper Healthcare Lending agents at (800) 625-7412 Ext. 2 and reference our provider number 003933. For more information about the costs associated with treatment at Beacon House please call our Admissions Staff any time at 1 (831) 372-4366.